ELIGIBILITY TO PURCHASE AN EC

TO QUALIFY:

• Age: All applicants need to be at least 21 years old (35 years old if applying under the Joint Singles Scheme).
   

• Citizenship: One of you must be a Singapore Citizen, with at least one other applicant being either a Singapore Citizen or Permanent Resident.
   

• Income Ceiling: Combined gross monthly household income cannot exceed $16,000.
   

• Family Nucleus: You are required to apply under one of the following HDB eligibility schemes:

  1. Public Scheme

  2. Fiancé/Fiancée Scheme

  3. Orphans Scheme

  4. Joint Singles Scheme

• You cannot own any private property (overseas or locally), or have disposed of such property within the last 30 months.
   

• If you have already bought 2 of the following properties, you will not be eligible to apply for an EC or be listed as an essential occupier:
  (i) flat bought from HDB;
  (ii) EC/DBSS flat bought from a developer; or
  (iii) HDB resale flat bought with a CPF Housing Grant.
   

• You are required to have fulfilled the minimum occupation period (MOP) of 5 years for your current subsidised flat. If you currently own an EC, you will need to wait 30 months from the date of disposal, before you can apply for a new one.
   

• For divorcees – Within the first 3 years from the date of divorce, only 1 party of the divorce can own a subsidised flat.
   

• If you have previously cancelled an HDB application or terminated the Sale and Purchase Agreement (S&P) for a DBSS flat/EC using a CPF Housing Grant, you are required to wait 5 years before you are eligible to apply or be listed as an essential occupier.

• Up to $30,000